Housing and Homeownership Programs

 


 

HUD-Certified Housing Counseling Center 

 

Providing services for Baker, Grant, Union, and Wallowa counties

The Housing Counseling Center (also known as the Housing Resource Center) exists to help homeowners and prospective homeowners with a variety of services directly related to obtaining or retaining a primary residence.  Our goal is to provide information, education, and workout options to make the process of homebuying and home retention easier and less stressful.  A trained housing counselor works one-on-one with clients to maximize the opportunities by working through the steps available to produce positive results.

 

Financial Assistance for Homeowners

 

HOME WEATHERIZATION GRANTS

Community Connection’s Home Weatherization Program provides free home weatherization to eligible low-income clients.  Clients can be renters or homeowners and live in mobile homes or site built homes. 

If you are interested in getting your home weatherized click here to learn more or call 1-800-838-3186 or call 541 963-3186.

HOUSING REHABILITATION LOANS

Community Connection’s Housing Rehabilitation Loans help low and moderate-income homeowners pay for health, safety and maintenance repairs to their home through a no-interest deferred home loan.  Click here to learn more or call 1-800-838-3186 or 541-963-3186.

Some examples of the kinds of work that may be approved using these loan funds include, but are not limited to, plumbing, electrical, structural repair, roof repair/replacement, siding, paint, windows/door, insulation, heat system, floors.

 

Foreclosure Prevention Services

 

FORECLOSURE PREVENTION COUNSELING

Community Connection offers free foreclosure prevention counseling.  We are a HUD-approved Housing Counseling Agency that is ready to help you find options to resolve delinquent mortgage situations.  We work with you and your lender to create a plan of action to prevent foreclosure and avoid future mortgage defaults.

Our counseling is designed for homeowners in financial distress.  Every aspect of default and delinquency is addressed, including ways to maximize income and reduce expenses, calculate delinquencies, being proactive before delinquencies occur, and understanding the options in the mortgage marketplace.

Please complete and return the forms in our Intake Packet and letter prior to scheduling an appointment.

Forclosure Avoidance Letter and Intake Packet

 

RESOLUTION COUNSELING

On August 4, 2013, the Oregon State Legislature passed Senate Bill 558 (SB558) requiring non-exempt lenders to participate in a Resolution Conference with homeowners prior to beginning foreclosure action.

Community Connection’s Foreclosure Intervention Counselor can help you prepare for your resolution conference by communicating with your servicer and analyzing workout or exit options that may be available to you.  Please call 541 963-3186 or 1-800-838-3186 or click on the Oregon Homeowner Support logo.

 

 

 

LEGAL AID

If you have been served with a Summons and Complaint for foreclosure, contact Legal Aid to determine if you qualify for free or reduced fee representation.  Call 1-855-412-8828 or click on the Legal Aid logo.

 

 

 

Workshops

“Homebuying Education” A first time homebuyer’s class on how the process works.  Learn how to prequalify with a lender, choose a realtor, make an offer on a home and close the transaction at a title company.

Homebuying Workshop

Building Your Budget

Individual Development Account Workshop


 

Other Services

 

HOUSING RESOURCE GUIDE

Community Connection, in conjunction with Wallowa Valley Center for Wellness, has provided a variety of resources to either obtain home rentals or homeownership, together with a listing of supportive services to maintain your home.  See our four-county Housing Resource Guide.

Housing Resource Guide

Fair Housing Booklet

Comprehensive Budget Worksheet

 

For more information on the Housing Resource Center programs and individual counseling, contact the Housing Resource Center Manager at:

 

Email:    info@ccno.org     

2802 Adams Avenue

La Grande, Oregon 97850   

 

Phone:   (541) 963-3186 or 1-800-838-3186

 

We all need a place to call home.

 

A HUD Local Housing Counseling Agency

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