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Housing and Homeownership Programs

HUD-Local Housing Counseling Agency

Providing services for Baker, Grant, Union, and Wallowa counties

The Housing Resource Center exists to help homeowners and prospective homeowners with a variety of services directly related to obtaining or retaining a primary residence.  Our goal is to provide information, education, and workout options to make the process of homebuying and home retention easier and less stressful.  A trained housing counselor works one-on-one with clients to maximize the opportunities by working through the steps available to produce positive results.

Foreclosure Prevention Services

FORECLOSURE PREVENTION COUNSELING

Community Connection offers free foreclosure prevention counseling. We are a HUD-approved Local Housing Counseling Agency that is ready to help you find options to resolve delinquent mortgage situations. We work with you and your lender to create a plan of action to prevent foreclosure and avoid future mortgage defaults.

Our counseling is designed for homeowners in financial distress. Every aspect of default and delinquency is addressed, including ways to maximize income and reduce expenses, calculate delinquencies, being proactive before delinquencies occur, and understanding the options in the mortgage marketplace.

Please complete and return the forms in our Intake Packet and letter prior to scheduling an appointment.
Forclosure Avoidance Letter and Intake Packet

 

RESOLUTION COUNSELING

On August 4, 2013, the Oregon State Legislature passed Senate Bill 558 (SB558) requiring non-exempt lenders to participate in a Resolution Conference with homeowners prior to beginning foreclosure action.

Community Connection’s Foreclosure Intervention Counselor can help you prepare for your resolution conference by communicating with your servicer and analyzing workout or exit options that may be available to you. Please call 541 963-3186 or click on the Oregon Homeowner Support logo.

LEGAL AID

If you have been served with a Summons and Complaint for foreclosure, contact Legal Aid to determine if you qualify for free or reduced fee representation. Call 1-855-412-8828 or click on the Legal Aid logo.

Upcoming Workshops

Other Services

 

 

Fair Housing Booklet

 

For more information on the Housing Resource Center programs and individual counseling, contact the Housing Resource Center Manager at:

Email:    debbie@ccno.org

2802 Adams Avenue

La Grande, Oregon 97850  

Phone:   (541) 963-3186

We all need a place to call home.

A HUD Local Housing Counseling Agency